Cheesy Potato Soup

Name: Cheesy Potato Soup
Prep time: 10 min
Cook time: 20 min
Total time: 30 min
Cuisine: American
Ingredients: 2 lbs. Red Potatoes-cut into bite sized pieces (or Yukon Gold ); 2 stalks celery (chopped); 2 medium carrots (chopped); 1 small yellow onion (chopped); 2 cloves garlic (minced); 2 TB olive oil; 2 TB flour; 3 cups broth (chicken or vegetable); 1 c skim milk; ½ tsp chili powder; ½ tsp salt (or to taste); ¼ tsp pepper (or to taste); 2 c shredded sharp cheddar cheese; 2 TB shredded Parmesan cheese