Southwest Veggie Quesadillas

Name: Southwest Veggie Quesadillas
Cook time: 30 min
Total time: 30 min
Cuisine: TexMex, Mexican, American, Latin American, Southern
Ingredients: 1 tablespoon olive oil; 1 cup bell pepper diced, colors of choice; 1 cup black beans canned, rinsed and drained; 1/2 cup corn canned, frozen or fresh; 1/2 cup onion diced; 2 cloves garlic minced or crushed; 1 teaspoon cumin; 1 teaspoon chili powder; salt; pepper; 1/4 cup chopped cilantro; 4 medium flour tortillas; 2 cups shredded cheese see note; 1/2 cup sour cream; 1/4 cup mayo or replace with sour-cream or Greek yogurt; 1/4 cup cilantro minced; 1/2 lime; 1 teaspoon olive oil