Refried Bean Dip

Name: Refried Bean Dip
Prep time: 5 min
Cook time: 15 min
Total time: 20 min
Cuisine: American
Ingredients: 2 (16 ounce) cans refried beans; 1 cup shredded cheddar cheese, (divided use); 1 packet taco seasoning ((2 Tablespoons)); diced onion; diced tomato ((or pico de gallo)); sliced jalapeños, (fresh or pickled); chopped cilantro; diced avocado