Dutch Oven Bread with Cheddar and Everything Bagel Seasoning

Name: Dutch Oven Bread with Cheddar and Everything Bagel Seasoning
Prep time: 20 min
Cook time: 55 min
Total time: 1 h 15 min
Cuisine: American
Ingredients: 3 ½ cups bread flour; 1 ¼ cups whole wheat flour; 4 teaspoons kosher salt (use less salt if mixing in a salty cheese such as Asiago); 2 ¼ teaspoons instant yeast; 1 cup shredded semi-hard cheese (see note below), such as sharp cheddar, or a hard cheese, such as Asiago, optional; 3–4 tablespoons everything bagel seasoning, plus more for sprinkling on top, optional; 2 cups warm water (105°F / 41°C to 110°F / 43°C); Rice flour or semolina flour, for dusting