20-Minute Cheesy Chicken Tortilla Soup

Name: 20-Minute Cheesy Chicken Tortilla Soup
Prep time: 20 min
Total time: 20 min
Cuisine: Mexican
Ingredients: 1 tablespoon olive oil; 1/2 of 1 yellow onion, (diced (optional)*); 1 teaspoon minced garlic; 1 can (10 ounces) red enchilada sauce ((I use mild)); 1 can (10.5 ounces) fire-roasted diced tomatoes with green chiles added in, (undrained); 1 can (15 ounces) chili beans in mild sauce ((found near kidney beans in the grocery store)); 1 can (15 ounces) black beans, (drained and rinsed); 1 can (15 ounces) fire-roasted corn, (drained); 3 and 1/4 cups Swanson Chicken Stock** ((you can use Swanson Chicken Broth)); 1/2 teaspoon ground cumin; 3/4 teaspoon paprika; 1 teaspoon seasoned salt; 1/4 teaspoon pepper; 1 and 1/2 teaspoons chili powder; 4 ounces full fat cream cheese, (softened); 1 package (8 ounces) sharp cheddar cheese, (freshly grated); 2 cups pre-shredded rotisserie chicken; Toppings: tortilla strips, sour cream, avocado, fresh lime, and fresh cilantro