Refried Bean Quesadillas (just 5 ingredients!)

Name: Refried Bean Quesadillas (just 5 ingredients!)
Prep time: 5 min
Cook time: 15 min
Total time: 20 min
Cuisine: Mexican
Ingredients: 6 small Flour Tortillas ((around 7")); 1x 14oz/400g can of Refried Beans; 2 cups / 200g Cheese ((see notes)); 3/4 cup / 180g Salsa, (or as needed (homemade or store-bought, hot or mild)); 3oz / 90g Tortilla Chips ((around 6 per quesadilla)); Oil Spray ((optional - see notes))