Chocolate Peanut Butter Cup Baked Oatmeal

Name: Chocolate Peanut Butter Cup Baked Oatmeal
Cook time: 20 min
Total time: 20 min
Cuisine: American
Ingredients: 1/2 cup rolled oats; 1/4 tsp pure vanilla extract; 1/4 cup mashed banana or applesauce; 2 tbsp milk of choice or nondairy creamer; pinch uncut stevia OR 1 1/2 tbsp liquid sweetener such as pure maple syrup; only if using stevia, (add 2 additional tbsp milk of choice); 1/8 tsp salt; 1 tbsp cocoa powder; 1-2 tbsp peanut butter or allergy-friendly sub; handful mini chocolate chips, (optional)