Chocolate Yogurt Loaf

Name: Chocolate Yogurt Loaf
Cook time: 40 min
Total time: 40 min
Cuisine: American
Ingredients: 1 1/2 cups spelt, white, or oat flour ((180g)); 1/4 cup cocoa powder; 2 1/2 tbsp dutch cocoa (or additional regular); 1 1/2 tsp baking powder; 3/4 tsp each: baking soda and salt; 2/3 cup sugar, unrefined if desired; 3/4 cup yogurt ((or see substitution note above)); 2/3 cup milk of choice; 1/4 cup oil, peanut butter, or additional yogurt; 1/2 cup mini chocolate chips (not optional); 1 1/2 tsp pure vanilla extract; optional 1/4 tsp instant coffee