Creamy Vegetarian Tortilla Soup (Easy & Hearty)

Name: Creamy Vegetarian Tortilla Soup (Easy & Hearty)
Prep time: 15 min
Cook time: 6 h
Total time: 6 h 15 min
Cuisine: Mexican
Ingredients: 1 medium onion (diced); 1 teaspoon olive oil (or avocado oil); 3 1/2 cups vegetable broth; 1 jalapeno pepper (diced); 1 cup corn (fresh, canned, or frozen); 3/4 cup dried red lentils; 15 ounces tomato sauce; 1 red bell pepper (or green peppers, diced); 3/4 cup salsa (use mild or spicy, or salsa verde); 15 ounces black beans (one can, drained & rinsed); 15 ounces red beans (one can, drained & rinsed); 1 teaspoon smoked paprika; 1 teaspoon garlic powder (or 2 fresh garlic cloves ); 1/2 teaspoon cumin; 1/4 teaspoon cayenne pepper (optional, use more for a spicier soup); 1/2 cup light cream cheese (or any creamy cheese of choice, dairy-free works great too); Salt and pepper (to taste); crushed tortilla chips to garnish