Fajita Veggie Burrito Bowls

Name: Fajita Veggie Burrito Bowls
Prep time: 30 min
Cook time: 2 h
Total time: 2 h 30 min
Cuisine: American, Mexican, Latin American
Ingredients: 1 lb black beans (dried); 10 cups water; 1 bay leaf; 2 cloves garlic (peeled); 1/2 onion (white); red pepper flakes (optional); salt (to taste, 2-3 tsp at the end of cooking); 3/4 cup rice, brown (dry); 2 bell pepper (sliced); 1 onion (sliced); 1 tbsp olive oil; 1 1/2 tsp taco seasoning; 2 cups black beans; 2 avocado; 1 lime; salt and pepper (to taste); salsa (or fresh pico de gallo, sour cream or spicy cilantro cashew cream cheese)