Creamy Taco Soup (THM: S, keto, low-carb, sugar-free)

Name: Creamy Taco Soup (THM: S, keto, low-carb, sugar-free)
Cuisine: Mexican, Latin American, American
Ingredients: 1 T. cooking oil of your choice; 1 lb ground beef; (1) medium onion, diced; 1/2 of a green bell pepper, diced; (3) cloves of garlic, minced; 2 T. taco seasoning; 1 t. chili powder (you can add 1/2 t. more if you like things spicier); (1) 10.5 oz. can of diced tomatoes with green chilies; 4 c. vegetable or beef stock; (1) 8 oz. block of 1/3 less fat cream cheese, room temperature and cut into cubes; optional toppings: green onions, cheddar cheese, sour cream, sliced pickled jalapenos, cilantro