Mexican Huevos Rancheros

Name: Mexican Huevos Rancheros
Cuisine: Mexican, Latin American, American
Ingredients: 4 large eggs; 8 small corn tortillas; 2 tbsp vegetable oil (for frying); 1 cup refried beans (optional); 1 cup shredded cheese (optional); 2 medium tomatoes, diced; 1 small onion, finely chopped; 2 cloves garlic, minced; 1 jalapeño, seeded and finely chopped; 1 tsp ground cumin; 1/4 tsp ground black pepper; 1/2 tsp salt; 2 tbsp vegetable oil; 1/4 cup fresh cilantro, chopped (for garnish)