Carrot Cake Pancakes (gluten-free, whole grain, refined sugar-free)

Name: Carrot Cake Pancakes (gluten-free, whole grain, refined sugar-free)
Prep time: 10 min
Cook time: 15 min
Total time: 25 min
Cuisine: American
Ingredients: 1 cup oat flour (certified gluten-free); 1/2 tsp salt; 1/2 tsp baking soda; 1 tsp baking powder; 1 1/2 tsp cinnamon; 1/4 tsp ginger; 1/4 tsp nutmeg; 3/4 cup almond milk or milk of choice; 2 tbsp coconut oil, melted (or butter); 1 tbsp maple syrup; 1/2 tsp vanilla; 1 egg; 1/2 cup shredded carrots; 1/4 cup walnuts, chopped (optional); 4 oz cream cheese (reduced fat); 1/4 cup maple syrup; 2 tbsp coconut oil, melted (or butter); 1-2 tbsp milk of choice